Frank Hickman II, LUTCF®

Frank Hickman II, LUTCF®


As an independent business owner, Frank's mission is to assist business owners in protecting their assets through risk management. He provides his clients with proven methods of attracting, rewarding, and retaining their best employees. Additionally, Frank works to position his clients in minimizing tax exposure during their retirement years. 

Business Financial Services

  • Buy-Sell Funding
  • Succession Planning
  • Disability Protection
  • Key Person Protection
  • Deferred Compensation
  • Executive Bonus Arrangements
  • Qualified Plan Funding Including:
    • 401(k) Plans
  • Medical Benefits*
  • Property & Casualty Protection*

Other Professional Services

  • Disability Income Insurance
  • Life Insurance Planning
  • Long Term Care Needs*
  • Educational Funding
  • Retirement Planning
  • Estate Conservation**

*Products not offered by Ohio National Financial Services                                                                     

** Estate planning services provided in conjunction with your licensed legal advisor.


  • Middle Tennessee State University
    • B.S., History and Education
    • Army ROTC, Commissioned 2nd Lieutenant, United States Army
  • The American College
    • LUTCF® (Life Underwriting Training Course Fellow) Certificate
    • Ohio Life and Health Licensing
    • Ohio Series 6 Certification

Civic and Charitable Affiliations

  • Member of The United Methodist Church
  • Member of Veterans of Foreign Wars Post 7696
  • Member of American Legion Post 605

Military Services

  • Commissioned Officer, United States Army, Armor Branch
  • Combat Service in the Republic of South Vietnam

Frank currently resides near Delaware, Ohio with his wife Diane. They are the parents of four sons- Andrew, Patrick, James, and Jonathon.

Frank is active in public speaking, veteran’s service organizations, hunting, working on his farm, and spending time with his extended family.


Frank is not affiliated with The O.N. Equity Sales Company or O.N. Investment Management Company.